Bad Credit, Zero Down Car Loans? YES!

About Us is a third-party lender that works with a pool of direct lenders to help you to get your dream car. Our lenders make all the decisions with regards to the loan terms, APR, and application process. We do not have any influence over these decisions.


Our Mission

Getting a car loan should not be difficult. Our plan is to make it very easy for you. Once we establish that you can pay back a car loan based on your income, we will help you to get that car you dream about.


How it Works

Our application process is as easy as three steps. You will submit an online application by completing a short online form. That form can be completed within a few minutes. Applications are made based on zip codes, hence, borrowers will be connected to lenders in their area.

Our applications are stress-free;

1. You do not need to worry about down payments. There are zero down payment options. With the zero down payment options, you will need a good credit score and credit history.

2. You will not need to provide a co-signer.

3. Your bad credit score is not a problem.

The next thing is to settle for a lender in your area, meet the lender and complete the necessary requirements. You can then drive away your dream car.


Buy Here Pay Here Deal

When all options for getting an auto loan fails, you will have one last option which is the Buy Here Pay Here option. With this option, the BHPH dealer will sell you the car and you will make payments to the dealer directly.